Your future salary is one of your biggest assets. If you are unable to work and therefore cannot earn an income, your family’s life could be jeopardised. Income protection helps you to be able to take care of them financially, regardless of what life event negatively impacts your income.
FNI Group’s income protection is known as Income Protector. It is a flexible package of comprehensive benefits that aim to protect you against a wide range of risks that could negatively impact your income. You decide on the extent of your coverage based on your stage of life and the likely risks you will face. The Income Protector package of cover is flexible enough to add more benefits as your needs grow (such as having a family).
The package consists of layers that are designed to work together so that combinations of benefits from each layer can be selected, although itemised selection is allowed for some of the benefits.
Ever thought about what would happen if you couldn’t work for a while due to illness or injury? Would you be able to pay the bills and look after your family? That’s where Salary Protection comes in. A safety net for you and your family, this cover pays you a percentage of your salary, up to R50 000, in regular monthly payouts until you can go back to work.